New BC Family Benefit in 2025: Payment Dates and Eligibility

The BC Family Benefit, previously known as the BC Child Opportunity Benefit, is designed to help families with the financial costs of raising children. This provincial benefit, administered by the federal government alongside the Canada Child Benefit (CCB), offers monthly payments based on your family’s income and size. Here’s everything you need to know about the 2025 payment dates, eligibility, and how to ensure you’re receiving the maximum benefit.

2025 BC Family Benefit Payment Dates

The BC Family Benefit is paid monthly, and its exact dates vary from year to year. For 2025, the payments will be delivered on the following dates:

• January 20
• February 20
• March 20
• April 17
• May 20
• June 20
• July 18
• August 20
• September 19
• October 20
• November 20
• December 12

If you’re set up for direct deposit, these are the dates you’ll see payments in your account. If you receive your payments by cheque, expect delivery within 10 business days of the posted date.

BC Family Benefit payments are combined with your Canada Child Benefit payments, so they’ll be labelled as “Canada Pro Deposit” on your bank statement.

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How to Qualify and Apply for the BC Family Benefit

Getting the BC Family Benefit is simple if you already qualify for the Canada Child Benefit (CCB). To qualify for the CCB, you must:

• Have a child under the age of 18 living with you
• Be a Canadian resident for tax purposes
• Be primarily responsible for the care of the child
• Be a Canadian citizen, permanent resident, or protected person, or a registered person under the Indian Act
• For temporary residents, you must have lived in Canada for at least 18 months with a valid permit

Once you’re approved for the CCB and file your annual T1 income tax and benefit return, you’ll start receiving the BC Family Benefit without needing to apply separately. If you move to BC, you’ll start receiving it after you file your tax return, and if you move out of BC, notify the CRA to avoid overpayments.

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Benefit Amounts: What Can You Expect in 2025?

The amount you receive depends on your family’s adjusted net income and the number of children you have. Here’s a breakdown of the maximum annual benefit amounts for 2025:

Income Below $35,902:

• 1 Child: $2,188
• 2nd Child: $1,375
• Each Additional Child: $1,125

Income Between $35,902 and $114,887:

• 1 Child: $969
• 2 Children: $937
• Each Additional Child: $906

Income Above $114,887:

• 1 Child: $969
• 2nd Child: $937
• Each Additional Child: $906

If you qualify as a single parent, you could also receive the single-parent supplement, which can add up to $500 for the year. This supplement is available to those living without a spouse or common-law partner, and the full amount is available if your income is below $35,902.

Note: If your total benefits are less than $240 per year, you’ll receive a lump sum payment in July.

Upcoming Increase in Benefits Starting July 2025

Starting in July 2025, the amounts you receive will increase. This change is based on your 2024 tax return and will be updated accordingly, so you could expect higher payments if your financial situation has changed.

When and How to Apply for the Canada Child Benefit

To start receiving the CCB, you can apply as soon as:

• Your child is born
• You get custody of the child
• The child starts living with you (or when shared custody arrangements change)

Applications can be submitted online through My Account, via birth registration, or by mail. In most cases, you’ll need to provide your child’s birth registration, but additional documents may be required in specific situations, such as if your child qualifies for the disability tax credit, which could also qualify them for the Child Disability Benefit.

Keep Your Information Updated for Seamless Payments

Once you’re approved, your payments should begin within 8 to 11 weeks. Make sure your annual tax return is filed on time to avoid delays in payments. Your monthly payment amount will depend on your income, marital status, and number of children, as well as whether or not you have full custody.

Key Takeaways:

• The BC Family Benefit is administered alongside the Canada Child Benefit and is based on your income and family size.
• Monthly payments in 2025 will be delivered on specific dates, with direct deposit offering faster access.
• The benefit is automatically provided if you’re eligible for the Canada Child Benefit, and no separate application is needed.
• Payments will increase starting in July 2025, reflecting the 2024 tax year.
• Make sure to file your tax return on time each year to continue receiving the BC Family Benefit without interruption.

By understanding the eligibility criteria and payment schedule, you can maximize the support you receive to help with the cost of raising your children.