The GST/HST credit continues to be a crucial source of tax-free financial support for low- and modest-income Canadians. As the cost of living rises, the GST/HST credit helps individuals and families offset the burden of federal sales taxes on everyday purchases. For 2025, the Canada Revenue Agency (CRA) has increased the basic GST/HST credit amount to $179 per adult, offering vital assistance during a time of high inflation and economic uncertainty.
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What Is the GST/HST Credit in Canada?
The GST/HST credit is a quarterly benefit paid out by the CRA to eligible Canadians to help cover the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid on consumer goods and services. It is especially designed for individuals and families with lower incomes, and for 2025, it forms a central part of the CRA benefit 2025 structure.
Unlike many benefits, the GST/HST credit is completely tax-free, and recipients do not need to repay any portion of it, making it a dependable support for essential living expenses.
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GST/HST Credit 2025 Payment Amounts
The CRA has updated GST/HST credit amounts for 2025 in line with inflation:
- Single individuals: Up to $179
- Married or common-law couples: Up to $358 (combined)
- Per child under 19: Additional $94 per child
These amounts reflect the maximum a person or family can receive, and the actual payment may be lower depending on net income and household size.
GST/HST Credit Payment Dates in 2025
The GST/HST credit is issued four times per year, typically on the 5th of the month:
- January 5, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Payments are deposited directly into your bank account or mailed as a cheque, depending on your preferences with the CRA. To avoid delays, signing up for direct deposit is strongly recommended.
Who Is Eligible for the GST/HST Credit in 2025?
To qualify for the GST/HST credit in 2025, you must meet the following conditions:
- Be a Canadian resident for tax purposes.
- Be 19 years of age or older, or:
- Have (or had) a spouse or common-law partner, or
- Be a parent and live (or lived) with your child.
- File a 2024 income tax return, even if you had no income.
- Have a total adjusted family net income below the CRA’s income threshold for the benefit year.
These income thresholds are determined annually by the CRA and vary depending on the number of children and your marital status. The GST/HST credit is automatically calculated based on your most recent tax return.
How to Apply for the GST/HST Credit in 2025
The GST/HST credit does not require a separate application. The CRA assesses your eligibility automatically when you file your 2024 income tax return. However, you must ensure your personal details are accurate and up to date.
To ensure eligibility and full payment:
- File your 2024 tax return on time.
- Update your marital status and dependent information with the CRA.
- Register for CRA direct deposit to receive your GST/HST credit quickly.
- Use CRA My Account to check your eligibility and past payment history.
Can Newcomers Qualify for the GST/HST Credit?
Yes. Newcomers to Canada can also qualify for the GST/HST credit, but they must submit Form RC151 – GST/HST Credit Application for Individuals Who Become Residents of Canada, along with proof of residency and identification documents. Once registered, they can begin receiving quarterly payments as long as they meet income and residency criteria.
FAQs About the GST/HST Credit in 2025
Q: How is the GST/HST credit calculated?
A: The CRA uses your net family income and the number of eligible children to determine your total annual credit, which is then split into four quarterly payments.
Q: Do I need to reapply for the GST/HST credit each year?
A: No. As long as you file your taxes every year, CRA automatically reassesses your eligibility for the GST/HST credit.
Q: Will I receive a GST/HST credit if I have no income?
A: Yes, even if you had no income in 2024, you may still be eligible for the GST/HST credit, provided you file your return and meet the other criteria.
Q: What if I miss a payment?
A: Wait 10 business days after the expected payment date, then contact CRA if your GST/HST credit has not arrived. Make sure your banking information is current in your CRA My Account.
Conclusion: Don’t Miss Out on the GST/HST Credit in 2025
The GST/HST credit is a powerful tool in helping Canadians cope with rising living expenses. Whether you’re a single adult, part of a family, or a newcomer to Canada, understanding the updated GST/HST credit rules for 2025 ensures you receive all the financial help you’re entitled to.
With a maximum of $179 per adult and $94 per child, the GST/HST credit can make a real difference in your monthly budget. By simply filing your taxes and keeping your information up to date, you can secure this quarterly benefit without any additional effort.
For the most accurate and current information, always refer to the official CRA GST/HST credit page on Canada.ca.
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