February is almost here, bringing another round of Canada Revenue Agency (CRA) benefit payments to support Canadians. These payments can help ease financial burdens for families, seniors, and veterans. From child care assistance to retirement support, February’s CRA benefits cover a range of essential needs.
Table of Contents
Here’s a detailed guide to the CRA benefit payments for February 2025, including eligibility criteria, payment amounts, and disbursement dates.
1. Ontario Trillium Benefit (OTB)
The Ontario Trillium Benefit (OTB) provides monthly financial aid to low- and moderate-income Ontarians. It combines three credits:
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
- Ontario Sales Tax Credit (OSTC)
Eligibility
- Must have filed a 2023 income tax return.
- Payments are monthly unless the total annual benefit is $360 or less (then issued as a lump sum in July).
Payment Amount
The maximum amounts for February 2025 are:
- OEPTC: Up to $104 (ages 18–64) or $118.41 (65+).
- NOEC: Up to $15 (singles) or $23.08 (families).
- OSTC: Up to $30 per family member, including dependents.
Next Payment Date: February 10, 2025
GIS Payment Increase 2025: Check out the Payout
Will Quebec Pension Increase in 2025? A Complete Guide
How Much will CPP increase by 2025 in Canada?
Pensions & Family Benefits Updates for Quebec in 2025: Major Financial Changes
Expected Canada Pension Boost in March 2025: Key Updates to CPP and OAS You Need to Know
2. Canada Child Benefit (CCB)
The Canada Child Benefit (CCB) supports families with children under 18, offering tax-free payments to help with child-rearing expenses.
Eligibility
- Primary caregiver for a child under 18.
- Resident of Canada for tax purposes.
- Either the applicant or their spouse must meet residency requirements, such as being a Canadian citizen or permanent resident.
Payment Amount
For families with a 2023 adjusted net income below $36,502, the maximum monthly payments are:
- $648.91 for each child under 6.
- $547.50 for each child aged 6–17.
Payments decrease as family income rises. Additional provincial or disability-related benefits may be combined with the CCB.
Next Payment Date: February 20, 2025
3. Old Age Security (OAS)
The Old Age Security (OAS) program offers monthly payments to Canadians aged 65 and older, helping with everyday expenses in retirement.
Eligibility
- Must be 65 or older.
- Lived in Canada for at least 10 years after age 18 (or 20 years if living outside Canada).
- Most individuals are automatically enrolled; otherwise, manual application may be required.
Payment Amount
- $727.67 (ages 65–74).
- $800.44 (75+).
Payments are adjusted quarterly for inflation, but there is no increase this quarter. Those turning 75 receive a 10% increase starting the month after their 75th birthday.
Next Payment Date: February 26, 2025
4. Canada Pension Plan (CPP)
The Canada Pension Plan (CPP) offers monthly retirement income to those who have contributed during their working years.
Eligibility
- Must be at least 60 years old.
- Have made at least one contribution to CPP.
Payment Amount
Payments depend on contribution history and when you start claiming. As of 2025, the maximum monthly payment for those starting at age 65 is $1,433, though most people receive less.
Next Payment Date: February 26, 2025
5. Alberta Child and Family Benefit (ACFB)
The Alberta Child and Family Benefit (ACFB) is a quarterly, tax-free payment supporting families in Alberta with children under 18.
Eligibility
- Income-based, with higher payments for lower-income families.
- Separate from the Canada Child Benefit.
Payment Amount
For July 2024 to June 2025:
- $555.25 for the first child.
- $355.00 for the second child.
- $286.25 for the third child.
- $217.50 for the fourth child.
Next Payment Date: February 27, 2025
6. Veteran Disability Pension
The Veteran Disability Pension offers financial assistance to Canadian Armed Forces veterans with service-related disabilities.
Eligibility
- Diagnosed medical condition linked to military service.
- Applies to veterans, RCMP members, and certain civilians who contributed to wartime efforts.
Payment Amount
Monthly payments depend on the level of disability. Maximum payments include:
- $3,444.59 for Class 1 disabilities.
- Additional amounts for dependents:
- $861.15 for a spouse.
- $447.80 for the first child.
- $327.23 for the second child.
- $258.34 for each additional child.
Next Payment Date: February 27, 2025
Final Thoughts: February 2025 CRA Benefits
The CRA’s February 2025 benefit payments provide essential financial support for Canadians, covering a range of needs—from child care and retirement to disability and energy costs. By staying informed about payment dates, eligibility requirements, and amounts, Canadians can better manage their finances and plan for the month ahead.
Mark these dates on your calendar to ensure you receive your payments on time and maximize the benefits available to you.