When it comes to collecting Aeroplan points in Canada, using an Aeroplan credit card is one of the most effective strategies. With a variety of Aeroplan credit cards available, selecting the right one can be challenging. Each card offers unique benefits tailored to different financial and travel needs.
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In this guide, we’ll explore the best Aeroplan credit cards in Canada for 2025, detailing their benefits, eligibility requirements, and how they can enhance your travel experience.
What is Aeroplan?
Aeroplan is Air Canada’s frequent flyer program, offering travelers a way to earn points that can be redeemed for flights, upgrades, and exclusive travel perks. Aeroplan points can also be used with partner airlines, hotels, car rentals, and more, making it one of Canada’s most versatile travel rewards programs.
Top Aeroplan Credit Cards in Canada
1. CIBC Aeroplan Visa Card for Students
Best for: Students looking for a no-fee travel rewards card.
- Annual Fee: $0
- Interest Rates: 20.99% (purchases), 22.99% (cash advances)
- Income Requirement: None
- Credit Limit: Minimum $1,000
- Welcome Bonus: Up to 10,000 Aeroplan points upon first purchase (valued at up to $200)
- Points Earning:
- 1 point per $1 spent on gas, groceries, Air Canada, and EV charging
- 1 point per $1.50 on all other purchases
- Additional Perks:
- Free additional cards (up to 3)
- Purchase security insurance
- Extended protection insurance
- Auto rental collision and loss damage insurance
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2. TD Aeroplan Visa Infinite Privilege Card
Best for: Frequent travelers who want premium perks.
- Annual Fee: $599
- Interest Rates: 20.99% (purchases), 22.99% (cash advances)
- Income Requirement: $150,000 personal or $200,000 household
- Welcome Bonus: Up to 85,000 Aeroplan points
- Points Earning:
- 2 points per $1 on Air Canada purchases
- 1.5 points per $1 on gas, groceries, travel, and dining
- 1.25 points per $1 on all other purchases
- Exclusive Benefits:
- Unlimited Maple Leaf Lounge access
- Free first checked bag for up to 8 companions
- NEXUS fee rebate
- Priority airport services (check-in, boarding, baggage handling)
- Travel insurance, mobile device insurance
3. TD Aeroplan Visa Business Card
Best for: Business owners looking for travel perks.
- Annual Fee: $149
- Interest Rates: 14.99% (purchases), 22.99% (cash advances)
- Welcome Bonus: Up to 100,000 Aeroplan points
- Points Earning:
- 2 points per $1 on Air Canada purchases
- 1.5 points per $1 on travel, dining, and business expenses
- 1 point per $1 on all other purchases
- Key Benefits:
- Free first checked bag for up to 9 passengers
- Maple Leaf Lounge guest passes
- Discounts on business expenses with Visa SavingsEdge
- Travel and business-related insurance
4. CIBC Aeroplan Visa Business Plus Card
Best for: Business owners who prefer CIBC banking.
- Annual Fee: $120 (rebated for the first year)
- Interest Rates: 19.99% (purchases), 22.99% (cash advances)
- Welcome Bonus: Up to $1,600 in rewards
- Points Earning:
- 2 points per $1 on Air Canada purchases
- 1.5 points per $1 on eligible travel, transportation, dining, and business services
- 1 point per $1 on all other purchases
- Key Benefits:
- Free first checked bag for up to 8 companions
- Complimentary Avis Preferred Plus membership
- Various travel insurance coverages
5. American Express Aeroplan Card
Best for: Flexible spending with a charge card structure.
- Annual Fee: $120
- Interest Rate: N/A (charge card, must be paid in full)
- Welcome Bonus: Up to 40,000 Aeroplan points
- Points Earning:
- 2x points on Air Canada purchases
- 1.5x points on dining and food delivery
- 1x points on everything else
- Key Benefits:
- Free first checked bag for up to 9 travelers
- Exclusive access to American Express events
- Comprehensive travel and purchase insurance
6. TD Aeroplan Visa Infinite Card
Best for: Everyday earners who travel occasionally.
- Annual Fee: $139 (rebated for the first year)
- Interest Rates: 20.99% (purchases), 22.99% (cash advances)
- Income Requirement: $60,000 personal or $100,000 household
- Welcome Bonus: Up to 40,000 Aeroplan points
- Points Earning:
- 1.5 points per $1 on gas, groceries, and Air Canada purchases
- 1 point per $1 on all other purchases
- Key Benefits:
- Free first checked bag for up to 2 travelers
- Visa Infinite Concierge & luxury travel perks
- Comprehensive travel and purchase insurance
Why Choose an Aeroplan Credit Card?
- Maximize Travel Rewards: Earn Aeroplan points on everyday purchases and redeem them for flights, hotels, and travel experiences.
- Exclusive Air Canada Benefits: Get free checked bags, priority boarding, and access to airport lounges.
- Comprehensive Travel Insurance: Enjoy coverage for trip cancellations, medical emergencies, lost baggage, and rental car protection.
- Potential for Elite Status: Many cards help you earn Aeroplan Elite Status faster, unlocking additional travel perks.
Final Thoughts
Choosing the right Aeroplan credit card depends on your travel habits, spending patterns, and financial situation. Whether you’re a student looking for a no-fee option, a business owner seeking travel perks, or a frequent flyer wanting VIP airport experiences, there’s an Aeroplan credit card suited for you.
By carefully evaluating welcome bonuses, earning potential, and additional perks, you can make the most of your Aeroplan membership and enjoy a more rewarding travel experience in 2025!