As a parent in Alberta, financial support can make a significant difference in raising your children. The Alberta Child and Family Benefit (ACFB) is designed to provide financial assistance to low- and middle-income families, helping them cover essential costs.
Table of Contents
In this guide, we’ll break down everything you need to know about ACFB payment dates, eligibility, benefit amounts, and how to receive these payments.
What is the Alberta Child and Family Benefit (ACFB)?
The Alberta Child and Family Benefit (ACFB) is a tax-free financial support program that provides quarterly payments to eligible Alberta families with children under 18. This benefit is administered by the Canada Revenue Agency (CRA) on behalf of the Alberta government and is included under the Canada Pro Deposit label when deposited into bank accounts.
Why Was the ACFB Created?
The ACFB was introduced in 2020 by merging two previous benefits:
- Alberta Child Benefit (ACB)
- Alberta Family Employment Tax Credit (AFETC)
This consolidation ensures better financial support for families while simplifying the process.
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2025 ACFB Payment Dates
Unlike other government benefits that are paid monthly, ACFB payments are made quarterly. The scheduled payment months are:
✅ February 2025
✅ May 2025
✅ August 2025
✅ November 2025
🔹 Important Note: If your total annual benefit is less than $10, you may receive it as a single lump sum instead of quarterly payments.
How to Identify ACFB Payments in Your Bank Account
When you receive ACFB payments, they will appear in your bank account under the name Canada Pro Deposit.
This label is also used for other provincial benefits administered by the CRA, such as:
- Ontario Trillium Benefit (OTB)
- Northern Ontario Energy Credit
- Ontario Energy and Property Tax Credit
If you receive payments from the Canada Child Benefit (CCB) or Advance Canada Workers Benefit (ACWB), those will be labeled as Canada Fed Deposit instead.
Eligibility Criteria for ACFB
To qualify for Alberta Child and Family Benefits, you must meet these conditions:
✅ Be a resident of Alberta
✅ Be the parent or legal guardian of at least one child under 18
✅ Have filed your annual income tax return
✅ Meet the income eligibility criteria
Your eligibility is automatically assessed when you file your taxes each year. If you qualify for the Canada Child Benefit (CCB), you will also qualify for ACFB payments without needing to apply separately.
ACFB 2025 Payment Amounts
The amount you receive depends on your family’s adjusted net income and the number of children you have.
Number of Children | Maximum Base Component | Maximum Working Component |
---|---|---|
1 | $1,469 | $752 |
2 | $2,204 | $1,437 |
3 | $2,939 | $1,847 |
4+ | $3,674 | $1,982 |
How the Working Component Increases Your Payment
- If your annual family income is $27,024 or less, you receive the full base amount.
- Families earning up to $45,285 may still receive partial benefits.
- To qualify for the working component, your annual employment income must be at least $2,760. Beyond this, your benefit increases by 15% of your additional earnings until you reach the maximum amount.
2024/2025 Payment Increases Due to Inflation
As part of Alberta’s Affordability Action Plan, the Inflation Relief Act has led to an increase in ACFB payments starting in February 2024. More adjustments could be made if inflation continues to rise.
Additionally, some families may qualify for an extra $100 per month for six months if their annual income is below $180,000.
How to Apply for ACFB
Good News: You Don’t Have to Apply!
Unlike many government programs, there is no need to apply for ACFB separately.
Here’s How It Works:
1️⃣ File your annual income tax return on time.
2️⃣ Apply for the Canada Child Benefit (CCB) (if you haven’t already).
3️⃣ The CRA automatically assesses your eligibility based on your income and number of children.
4️⃣ If you qualify, you will start receiving ACFB payments automatically.
📌 Pro Tip: If you move to Alberta, update your address with the CRA to avoid missing payments.
How ACFB Differs from the Canada Child Benefit (CCB)
Although both CCB and ACFB are designed to support families, they have key differences:
Feature | Canada Child Benefit (CCB) | Alberta Child and Family Benefit (ACFB) |
Administered by | Federal Government (CRA) | Alberta Government (via CRA) |
Payment Frequency | Monthly | Quarterly |
Application Required? | Yes | No (Automatic with CCB) |
Income-Based? | Yes | Yes |
CCB Payment Amounts (2025)
- For children under 6: Up to $7,787 per year per child
- For children 6-17: Up to $6,570 per year per child
CCB payments depend entirely on family net income, while ACFB includes a working component.
What Can Affect Your ACFB Payment Amounts?
Your ACFB payments can increase, decrease, or stop due to certain changes in your circumstances. These include:
🔹 Having a new child – Payments increase based on the number of children.
🔹 Moving to Alberta – You may start receiving benefits after updating your address.
🔹 Moving out of Alberta – You will no longer receive ACFB but may qualify for other provincial benefits.
🔹 Change in income – Higher income may reduce or eliminate payments, while lower income may increase them.
If you overreceive payments, the CRA will notify you of the overpayment and provide instructions on repayment.
Final Thoughts: Ensure You Receive Your ACFB Payments
The Alberta Child and Family Benefit (ACFB) is a valuable program designed to assist Alberta families with the cost of raising children. With automatic eligibility assessment, families don’t have to apply separately—just ensure your taxes are filed on time.
📌 Key Takeaways:
- Payments are made quarterly (February, May, August, November).
- ACFB payments are tax-free and appear as Canada Pro Deposit.
- No separate application is required—just file your taxes.
- Payments are based on income, number of children, and working income.
💡 Want to keep receiving benefits? File your taxes annually and keep your CRA information updated. This ensures you continue receiving ACFB payments without delay!