6 Essential Government Benefits Canadians Can Access from CRA in February 2025

6 Essential Government Benefits Canadians Can Access from CRA in February 2025

As February approaches, Canadians can anticipate a fresh round of financial support through government benefit payments. These benefits, managed by the Canada Revenue Agency (CRA), provide vital assistance for diverse needs, including child care, retirement, and cost-of-living adjustments. Here’s a comprehensive guide to the key government payments available in February 2025, covering eligibility, payment amounts, and payment dates.


1. Ontario Trillium Benefit (OTB)

The Ontario Trillium Benefit supports low- and moderate-income Ontarians by combining three credits:

  • Ontario Energy and Property Tax Credit (OEPTC)
  • Northern Ontario Energy Credit (NOEC)
  • Ontario Sales Tax Credit (OSTC)

Eligibility:

  • Must have filed a 2023 income tax return.
  • Payments are made monthly if eligible for more than $360 annually; otherwise, the full amount is issued as a lump sum in July.

February 2025 Payment Amounts:

  • Up to $104 for individuals aged 18 to 64.
  • Up to $118.41 for those aged 65 and older (OEPTC).
  • Up to $15 for singles or $23.08 for families (NOEC).
  • Up to $30 per family member (OSTC).

Next Payment Date:

  • February 10, 2025

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2. Canada Child Benefit (CCB)

The CCB is a tax-free monthly payment designed to help families cover the costs of raising children.

Eligibility:

  • Must live with a child under 18 and be their primary caregiver.
  • Must be a Canadian resident for tax purposes.
  • Either you or your spouse must meet specific residency requirements.

February 2025 Payment Amounts:

  • Up to $648.91 per month for each child under 6.
  • Up to $547.50 per month for children aged 6 to 17.
  • Payments are adjusted based on family income.

Next Payment Date:

  • February 20, 2025

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3. Old Age Security (OAS)

OAS provides monthly support to Canadians aged 65 and older to help with daily expenses, regardless of employment status.

Eligibility:

  • Must be at least 65 years old.
  • Must have lived in Canada for at least 10 years after turning 18.

February 2025 Payment Amounts:

  • Up to $727.67 per month for individuals aged 65 to 74.
  • Up to $800.44 per month for individuals aged 75 and older.
  • Payments are adjusted quarterly for inflation, but there’s no increase this quarter.

Next Payment Date:

  • February 26, 2025

4. Canada Pension Plan (CPP)

The CPP provides steady monthly income for retirees and others who qualify.

Eligibility:

  • Must be at least 60 years old.
  • Must have contributed to CPP during employment in Canada.

February 2025 Payment Amounts:

  • Maximum monthly payment is $1,433 for those starting at age 65.
  • Actual amounts vary based on contributions and retirement age.

Next Payment Date:

  • February 26, 2025

5. Alberta Child and Family Benefit (ACFB)

This quarterly benefit supports Alberta families with children under 18. It is separate from the CCB.

Eligibility:

  • Must be a resident of Alberta with dependent children under 18.
  • Payments decrease as income increases.

February 2025 Payment Amounts:

  • $555.25 for the first child.
  • $355 for the second child.
  • $286.25 for the third child.
  • $217.50 for the fourth child.

Next Payment Date:

  • February 27, 2025

6. Veteran Disability Pension

This lifelong monthly payment supports veterans living with service-related disabilities.

Eligibility:

  • Must have a diagnosed medical condition linked to military service.
  • Includes veterans of the Canadian Armed Forces, World War II, Korean War, and some RCMP members.

February 2025 Payment Amounts:

  • Up to $3,444.59 per month for veterans with the highest disability rating.
  • Additional payments for dependents:
    • $861.15 for a spouse.
    • $447.80 for the first child.
    • $327.23 for the second child.
    • $258.34 for each additional child.

Next Payment Date:

  • February 27, 2025

February 2025 brings a variety of government benefit payments to Canadians, each tailored to specific needs. Whether you’re a senior, a parent, or a veteran, these programs offer essential support. Mark your calendar for the payment dates and ensure you’ve met all eligibility requirements to receive these valuable benefits.

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